> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mezzamine.com/llms.txt
> Use this file to discover all available pages before exploring further.

# User Guide

> How borrowers operate a program on the Mezzamine platform, from creation through closeout.

Once terms are aligned, borrowers run their program on the platform. This guide covers each on-platform action. For the full underwriting sequence, see [Loan Process](/for-miners/asic-financing/loan-process).

## Creating a program

Configure the program parameters: capital target, hardware specifications, collateral composition, repayment configuration, and execution deadline. Once created, the program becomes discoverable to qualified lenders.

## Bridging BTC to wBTC

Bridge native BTC to wBTC on the platform for use as collateral or for other on-platform transactions. The bridge handles conversion without a separate exchange, and bridged wBTC is held in your wallet, ready to deposit into program escrow.

## Depositing collateral

Before the program accepts commitments, deposit the required collateral into program escrow: BTC reserves, hashrate routing configuration, and pledged hardware or other assets specified in the terms.

## Accepting commitments

As lenders submit commitments, review each offer, its amount, terms, and rate, and accept or decline. Accepted commitments count toward the program's capital target.

## Activating the program

Once the capital target, or an acceptable partial threshold, is reached, activate the program to execute the committed loans, finalize documentation, and receive disbursement of proceeds in BTC.

## Making a repayment

Scheduled repayments are made in BTC according to the loan terms. Depending on the repayment structure, payments are automated from block-reward routing or initiated manually. The platform displays the repayment schedule, amounts due, and payment history.

## Withdrawing collateral

On full repayment, pledged collateral is released back to your wallet, along with hedge margin balances and any unrealized or realized hedge profits.