> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mezzamine.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Yield Products

> Two products for earning native BTC yield from mining credit.

Mezzamine provides capital providers native BTC yield, earned from Bitcoin mined by financed fleets and secured by a first-lien claim on hardware, hashrate, and reserves. Returns are paid in BTC, so they increase the holder's BTC balance and compound on top of price appreciation.

<CardGroup cols={2}>
  <Card title="Prime Lending" icon="building-columns" href="/for-lenders/prime-lending/overview">
    Direct secured BTC credit at institutional size. Fixed-rate, committed for the full term.
  </Card>

  <Card title="myBTC" icon="coins" href="/for-lenders/mybtc/overview">
    A yield-bearing token with diversified exposure to a full mining credit book. No lockup, redeemable through a queue.
  </Card>
</CardGroup>

## Comparison

|                | Prime Lending                                                              | myBTC                                     |
| -------------- | -------------------------------------------------------------------------- | ----------------------------------------- |
| Best for       | Committed, fixed-rate exposure at size                                     | Flexible, diversified, hands-off exposure |
| Structure      | Direct loan to a single program                                            | Tokenized pool across many programs       |
| Target BTC APY | 6 to 10%, fixed at origination                                             | 4 to 5% blended, indicative               |
| Realized       | 9% average across active programs                                          | Published by Maestro                      |
| Term           | Committed for the full term                                                | No lockup                                 |
| Early exit     | Sell exposure into the myBTC secondary market, from myBTC launch (Q4 2026) | Redeem at mNAV, or sell the token         |
| Minimum        | Set per program                                                            | 3 BTC                                     |
| Issued by      | Mezzamine                                                                  | Maestro                                   |

Prime Lending carries the higher rate because it is direct exposure to the credit, committed for the term. myBTC holds a liquid reserve sleeve to fund redemptions on demand, which lowers the blended rate in exchange for liquidity. From the launch of myBTC, a Prime Lending position that needs to exit before maturity can be sold into the myBTC secondary market, subject to available liquidity and clearing price.

The thesis behind the yield is covered in [The Mining Economy](/mining-economy/finance-problem) and [How It Works](/welcome/how-it-works).